• Legally own freehold property

  • May hold MM2H residency status.

  • Personal assets are protected by law.

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Advantages of Real Estate Investment

  • Foreigners may legally own freehold properties. With MM2H residency, applicants under the Silver category are eligible to purchase properties with a minimum value of over RM600,000.
  • Buyers can purchase new properties directly from developers or opt for second-hand real estate, with simple and transparent transaction procedures.
  • Applicants are allowed to apply for bank loans in Malaysia. The approval result and loan-to-value ratio are subject to personal credit status and bank policies.
  • Under the supervision and regulation of the Malaysian government, the real estate industry maintains stable and orderly development.
  • Personal assets are fully protected by law.
  • The Malaysian government adopts a unified nationwide sales and purchase agreement for under-construction properties, fairly protecting the legitimate rights and interests of both buyers and developers.
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Malaysia Property Purchase Guidelines

Malaysia Property Purchase Terms and Requirements

  • Since 2014, the Federal Government of Malaysia has stipulated that the minimum property purchase price for foreigners in Malaysia is 1 million Malaysian Ringgit.
  • Malaysia is a federation. Each state government has administrative authority over land and real estate, and sets its own minimum price regulations for foreigners purchasing property within the state (see the table below).
  • There are no bare residential units in Malaysia’s real estate market; most properties come with fine decoration. Buyers may request developers to provide fully furnished packages.
  • Apartments are generally calculated based on usable floor area. Townhouses, quadruplex villas, semi-detached villas and detached villas are priced by unit, with gross floor area for reference only.
  • Most new properties are off-plan projects. The delivery period for high-rise residential buildings (apartments) is generally 3 years, while townhouses, quadruplex villas, semi-detached villas and detached villas usually take 2 years for completion and handover.
  • There are two main types of property ownership in Malaysia: freehold and 99-year leasehold (renewable upon expiry). Both types are freely transferable and tradable.
  • Foreigners purchasing property valued at 20 million Malaysian Ringgit or above must obtain approval from Malaysia’s Economic Planning Unit.
  • Upon signing the property sales and purchase agreement, buyers shall pay 10% of the total property price as a deposit. The remaining balance shall be paid in instalments in accordance with the payment schedule stated in the contract.
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Various Fees for Property Purchase in Malaysia

Real Estate Transaction Fees

  1. Transfer Stamp Duty: Levied proportionally based on the property purchase price.
  2. Loan Agreement Stamp Duty: Approximately 0.5% of the total loan amount.
  3. Legal Fee for Property Sales & Purchase Agreement: Around 1% of the property price.
  4. Legal Fee for Bank Loan Agreement: Approximately 1% of the total loan amount.

Annual Government & Property Charges Payable by Owners

  1. Land Tax (State Land Office): For a property priced at RM1,000,000, the annual fee is about RM500 (for reference only).
  2. Assessment Rate (Local Council): For a property priced at RM1,000,000, the semi-annual fee is around RM700 (for reference only).
  3. Sewerage Fee (Sewerage Service Provider): RM72 semi-annually (for reference only).

Real Property Gains Tax (RPGT)

If a foreign owner sells the property at a price higher than the original purchase price, Real Property Gains Tax shall be imposed on the capital gain portion.
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High-Rise Condominiums

In Malaysia’s real estate sector, the development and property management of high-rise stratified residential condominiums are uniformly regulated under the Strata Management Act 2013 of Malaysia. Most condominiums are concentrated in major city centres, urban areas and selected commercial zones, featuring a wide range of grades and supporting facilities. The market includes high-end luxury condominiums, mid-range apartments suitable for the middle class, and affordable apartments designed for low-income groups. In addition to gated security systems, mid-to-high-end condominiums are equipped with a comprehensive range of amenities.

Features

  • Floor levels vary according to city positioning and location.
  • A typical mid-tier condominium has 2 to 4 bedrooms and 2 to 3 bathrooms, with a usable floor area ranging from approximately 80 sqm to 140 sqm.
  • Reference price: RM400,000 to RM1,000,000 and above.
  • Most developments come with recreational and communal facilities, such as swimming pools, gymnasiums, clubhouses, multi-purpose halls, cafes, convenience stores and barbecue areas.
  • 24-hour security service and gated community management.

Suitable For

Young working professionals, small and medium-sized families, foreigners and property investors;
Those who prefer urban lifestyles and modern amenities;
Those who value the services and security provided by stratified managed communities.

Pros & Cons

✅ 24-hour on-site security for high safety standards.
✅ Complete supporting facilities offering a modern living experience.
✅ Prime locations with easy access to city centres, shopping malls and public transportation.

❌ Higher monthly maintenance fees, especially for luxury condominiums.
❌ Limited private living space and minimal private outdoor areas.

Bungalows

In major towns and cities across Malaysia, bungalows are classified as high-end residential properties with large land sizes and low neighbourhood density. Bungalows feature diversified and personalised designs, layouts, facilities, amenities and architectural styles.

Features

  • Detached from all neighbouring units, delivering complete privacy.
  • Land area: approximately 400 sqm to 1,000 sqm or above; internal usable area: 300 sqm to 600 sqm or above.
  • Reference price: starting from RM1.8 million, subject to location, design and land size.
  • Customisable design and renovation to create a personalised dream home.
  • Spacious compound allowing for private swimming pools, gardens, barbecue areas and more.

Suitable For

  • High-income families, entrepreneurs and investors.
  • Large households and extended families.
  • Those pursuing low-density living, absolute privacy and premium residential standards.

Pros & Cons

✅ Ultimate privacy with exclusive surrounding land space.
✅ Full flexibility for custom design, extension, renovation and interior fitting.
✅ Ideal for gardening, pet raising, private pool installation and outdoor leisure.
❌ Premium pricing with high land and building costs.
❌ Higher maintenance expenses; self-managed security, gardening and upkeep required.

Semi-Detached & Quadruplex Villas

Semi-detached houses consist of two units sharing a single dividing wall. Compared with terraced houses, semi-detached homes occupy larger land areas and feature a garden space of no less than 3 metres in width on one side. Residential areas with semi-detached properties also have lower population density than terraced housing estates. In recent years, a new housing type has emerged in the Malaysian property market — cluster semi-detached homes, which are built in groups of four units with front-and-back paired designs and shared partition walls.

Features

  • Standard semi-detached houses：Equipped with open spaces at the front, rear and one side, ideal for large families.
  • Cluster semi-detached houses：Built in clusters of four units, offering more spacious living areas than terraced houses.
  • Reference price：RM500,000 to RM1,100,000 and above, varying by location and facilities.

Suitable For

  • Middle to high-income families seeking more living space than terraced homes can offer.
  • Households in need of ample parking space and a private garden.

Pros & Cons

✅ Spacious layout for a comfortable living experience.
✅ Equipped with private gardens and parking areas, perfect for pets and family gatherings.
✅ Better privacy than terraced houses, slightly less secluded than bungalows.
❌ Higher purchase price and maintenance costs compared with terraced housing.
❌ Owners are responsible for external upkeep, including gardens and boundary walls.

Terraced House

Terraced houses are the most common type of residential property across Malaysia, locally known as link houses. They are mainly divided into single-storey and double-storey units, with double-storey terraced houses being the most prevalent. A typical unit features 4 bedrooms and 3 bathrooms, with a usable floor area ranging from 150 to 200 square metres, and the front yard can accommodate two parking spaces. Depending on the city and location, terraced houses are generally priced between RM300,000 and RM700,000, making them highly popular among middle‑income families.

Features

  • Mostly double‑storey layouts, normally with 4 bedrooms and 3 bathrooms.
  • Usable area from 150 sqm to 200 sqm, offering spacious living accommodation.
  • Reference price: RM300,000 to RM1,000,000 and above, subject to city and location.
  • Front yard space for two vehicles.

Suitable For

  • Average middle‑income families.
  • Those who prefer a strong neighbourhood community atmosphere.

Pros & Cons

✅ Affordable and reasonable pricing.
✅ Front and rear yards for outdoor leisure and gatherings.
✅ Warm community vibe, ideal for families with children.
✅ Lower privacy due to closely adjacent units; may be affected by neighbour noise.
❌ Limited additional parking space.

Secure & Regulated・Low Entry Barrier

Core Property Investment Advantages

Foreigners are legally allowed to own freehold properties in Malaysia. With the MM2H Silver category status, you can purchase property with a minimum price of 600,000 Malaysian Ringgit. The transaction process is simple and transparent. Buyers may choose either new or resale properties and apply for loans from local Malaysian banks.The property market is regulated by the government with steady development. Personal assets are fully protected by law. Standardised off-plan sales contracts fairly safeguard the rights and interests of both buyers and developers, ensuring a secure and reassuring property purchase experience.

Full House Types · For Various Demands

Diversified Property Options

Malaysia offers a rich variety of property types, including condominiums, bungalows, semi‑detached / cluster homes and terraced houses, catering to the needs of all types of buyers.Condominiums come with comprehensive facilities and round‑the‑clock security; terraced houses deliver high cost‑effectiveness; while villas provide superior privacy and customisation.Properties are available at clear tiered price points and generally delivered fully furnished.Ownership options include freehold and renewable 99‑year leasehold, both freely transferable.They perfectly meet dual demands for comfortable residence and stable investment.
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